Dealing with a Hungarian insurer, filling in paperwork at a government service point, or requesting a claims history certificate before you head home: this is when the mini dictionary earns its keep – the key MTPL terms in English, each with its Hungarian equivalent and a short note. The Hungarian originals of these articles live on the HU side of the site, by the way – the language switcher carries you across on every page.
- The most common official term is MTPL – motor third-party liability insurance; in Hungarian: kötelező gépjármű-felelősségbiztosítás (kgfb).
- The dictionary has four blocks: the product · the bonus world · the life of the policy · claims.
- For dealing with Hungarian offices, the numbered European Accident Statement is the best shared language – the fields are the same in every language.
The product and its parties
- MTPL (motor third-party liability insurance) – kötelező gépjármű-felelősségbiztosítás (kgfb)
- third party – harmadik fél (a károsult)
- casco / comprehensive & collision cover – casco (a saját jármű fedezete)
- registered keeper / operator – üzembentartó
- policyholder – szerződő
- injured party – károsult; at-fault driver – károkozó
- insurer – biztosító; broker – alkusz
The bonus world
- bonus-malus class – bonus-malus fokozat
- no-claims bonus / no-claims discount – kármentességi kedvezmény
- claims history – kártörténet
- claims history certificate – kártörténeti igazolás
- claim-free year – kármentes év
- downgrade / reclassification – visszasorolás
With a foreign insurer, "no-claims bonus" is the key phrase: to get your Hungarian claims record recognised, they'll ask for the certificate – the process is in the claims history abroad article.
The life of the policy
- renewal date / anniversary date – évforduló
- policy period – biztosítási időszak
- cancellation / notice of termination – felmondás
- premium – biztosítási díj; premium payment – díjfizetés
- grace period – türelmi idő
- lapse (for non-payment) – (díjnemfizetéses) megszűnés
- uncovered-period fee – fedezetlenségi díj
- policy document / certificate of insurance – kötvény / fedezetigazolás
Claims
- European Accident Statement – (kék-sárga) baleseti bejelentő
- claim / claim notification – kárigény / kárbejelentés
- claims handling – kárrendezés; loss adjuster – kárszakértő
- Green Card – zöldkártya
- claims representative – kárrendezési megbízott
- compensation fund / compensation body – kártalanítási alap/szervezet jellegű intézmények
- recourse / subrogation – visszkereset (regressz)
Before travelling, from this block the Green Card and the accident statement are the two key terms – the full routine for abroad: MTPL abroad.
Practical tip: the dictionary in a real situation
The dictionary's real proving ground is the scene of an accident abroad: these are the terms that come up on the other party's form, in the local police officer's questions, and in insurer correspondence. Three practical tips: save this page somewhere you can reach it offline too (your phone browser's reading list or a saved PDF will do); before travelling, run through the claims block – ten terms, and you'll have confidence at the scene; and for correspondence, copy the exact English phrase from the dictionary – official insurance English is more precise than machine translation. And if you get stuck: feel free to forward the letters to me too – I help where I can with interpreting claims abroad.
A question about your own car? Run the online calculator in minutes, or book a free 20-minute consultation →
